For Kenyans Living or Working in UAE

Promoting Welfare & Economic Interests

Welcome To Kenya UAE Diaspora Sacco

Kenya UAE Diaspora Sacco promotes investment opportunities and savings among Kenyans residing in the United Arab Emirate, so that they can have a reliable and organized way to invest, access to affordable credit, carry out projects, build businesses, or meet personal and family needs in Kenya. The Sacco was born out of needs and circumstances that Kenyans in the UAE encounter everyday such as:


To offer our members an opportunity for accumulating their saving and deposits and thereby create a source of funds from which loans can be made to them exclusively for provident and productive purposes, at fair and reasonable rates.


It's simple if you meet the following: Are a Kenyan citizen. Is engaged in gainful employment and residing within United Arab Emirates? Is 18 years or over. Fill our Application for Membership form today.


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SACCO Objectives

The objects for which the KUDS was established are to organize and promote the welfare and economic interests of its members. In particular, the society exists to:

Promote thrift among its members

  • Promote thrift among its members by affording them an opportunity for accumulating their saving and deposits and create thereby a source of funds from which loans can be made to them exclusively for provident and productive purposes, at fair and reasonable rates of interest; thereby enabling them to use and control their money for their mutual benefit

Members Growth

Ensure personal growth through the introduction of the new products and services that will promote the economic base of the members.

Members Progress

  • Ensure progress of members and society through continuous education programs on proper use of credit, reduction of poverty, human dignity and co-operation.

Members Interests

  • Apply the co-operative principle of co-operation among co-operatives in to promote members’ interests. In furtherance to the objects the objects the society shall affiliate to the relevant National Co-operative Union and Apex society.

For the attainment of the above objects, the society does acts and things that are permissible under the Act, rules and these By- laws including but not limited to acquire property and chattels and doing all such other things as are incidental or consequential to the economic enhancement of its members interests provided such act is approved by the members in a general meeting

Investing at KUDS

You know the challenges one experiences when you want to realize your dream of owning a property in Kenya and you do not know someone you can trust.

Our purpose is to solve this challenge. KUDS is positioned to not only offer our members financial products but investment opportunities as well. As a uniquely positioned financial entity we are able to locate investment properties, verify them, guarantee them and offer them to you at significantly lower prices. We are also able to offer you financing that suits your needs. We will take the hassle of identifying land and going all the way to own and register, for you.

22 October, 2020

Announcing the coming of Kenya UAE Diaspora SACCO

Dear Kenyans. We are proud to announced the formation of the Sacco which shall be known as Kenya U.A.E Diaspora sacco or in short Kuds ltd. We recently got a certificate and for everyone's...
8 June, 2015

Allotment Letter Issuing/Balloting Day

Through the strength and solidarity of the Kenya UAE Diaspora SACCO Ltd. members, fraternity, staff and our sponsors, we have made considerable progress towards our flagship initiative of...
2 March, 2015

As chamas help investors acquire homes at great bargains, builders are doing initial shopping for you

Owning a house through the mortgage system is a cumbersome, bureaucratic, and tedious process. Even when you qualify for a loan, you still have to fill so many forms, which then go through so many...

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